The yearly market “thaw” for many areas across the United States is beginning to occur. Be sure to build up your listing inventory NOW!
Should you need buyers, this is a detailed explanation of the “what’s in it for me” question. Additionally, this would be a fantastic inclusion as a rework for a Facebook advertisement, too. You can really hone in on your key demographic.
Date
Name
Address
City, ST ZIP
Name:
Buying a home is the largest single investment most people will ever make; it is also one of the most important decisions they will face. We have listed ten reasons why we think it is important for everyone to own a home.
Freedom and Privacy
When you own your own home, you are not subject to the occasional inspections of the premises by the landlord. You can paint, decorate, or improve the property as you like.
Inflation Protection
Your rent can keep going up, as do house prices. Once you purchase a home, you, not the landlord, reap the benefits of its appreciation in value. Historically, home prices will maintain value even in recessionary times, and increase in normal or good economies.
Tax Benefits
Many interest deductions have been eliminated from the IRS regulations, yet mortgage interest on your home is a very healthy deduction, especially in the first years when the bulk of your payment is interest. Other deductions are also available to homeowners for energy credits or other improvements. Property taxes are also deductible.
Improvements
Speaking of improvements, a renter gains nothing when he improves the house in which he lives. A homeowner, on the other hand, reaps a return on those improvements when the house is sold.
Retirement Security
Unlike rent, which goes on forever, a mortgage is paid off at some point in time. This can provide a “rent-free” retirement dwelling for you.
Environment and Lifestyle
It is usually apparent whether a neighborhood is made up of owners or renters. Homeowners have a financial stake in their neighborhood, and consequently take better care of their property. This, in turn, helps your property continue to increase in value.
“Trading Up”
In today’s real estate marketplace, not everyone can afford his/her ideal home as a first purchase. By purchasing any home, making improvements, and gaining by its appreciation, many people are able to sell their first house and “trade up” to that ideal home of their dreams.
Investment or Income Property
A second home can be an excellent tax deduction and investment. Interest on a second home is also tax deductible, and you will be able to gain profits and tax benefits from renters.
“Effective” Interest Rate
The interest you actually pay will be much less than you think. Because the interest is tax-deductible, you may be able to change your withholding or receive a larger tax refund.
We have many testimonials from many first-time buyers at www.waltersanford. com. Please take a moment to read them, and then go to our “Free Services” section. A free consultation based on your personal needs is just a phone call or click away!
Sincerely,
Walter Sanford
Sanford Systems
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